Money IN/Money OUT Wants or Needs?

Photocopy and cut into two to four lists. Give each small group of three to four people one list for discussion.

Wants or Needs?	Wants or Needs?
children's allowance	birthday presents for your child
deluxe birthday party for your child	simple birthday party for your child
cable TV-basic service	cable TV-premium service
car insurance	call waiting/caller ID
church pledge	new coat-you like it, it's on sale!
dental care-regular checkup	dental care-bleaching stains
eating out	family photographs
new car-luxury model	new car-basic transportation
electricity	gasoline
groceries	health insurance
acrylic nails	jewelry
washer/dryer	piano lessons
band instrument rental	school supplies
video game system	going to the movies weekly
cigarettes, chewing tobacco	popcorn and drinks at the movies
lottery tickets	hair color-at the salon
shopping at the mall	vacation at Disney World
magazine subscription	newspaper subscription
prescription medicine	life insurance
school supplies	field trip fee for child
replacement windows	attic insulation
lawnmower repair	car maintenance
health club membership	concert tickets
new CD stereo system	deluxe stainless steel cookware
saving for college or trade school	weekly video rentals
Friday bingo game	smoke detector
gun rack for truck	designer clothes
home computer	membership in book or music club
exercise equipment	fuel oil for heat
wide screen TV	martial arts lessons
brand name foods, clothing	manicure
yard sale bargains	eating out-a special celebration
eating out-too hot or tired to cook	dance lessons
regular haircut	teacher appreciation gift
long weekend at the beach	plumbing repairs
rent or house payment	children

_{North Carolina State University
College of Agriculture and Life Sciences
North Carolina Cooperative Extension Service
Family & Consumer Sciences Department}