Money IN/Money OUT SUPPLEMENTAL TRAINING MATERIALS

Summary List of MATERIALS for individual sessions of Money IN/Money OUT

Session 1 - Where Does Your Money Go?
1-a Cookies (any type), one per person
1-b Fortunes (photocopied, cut apart, and folded as in fortune cookies
1-c Money In/Money Out handouts
1-d Envelopes
1-e Sorting Out Economic Values Game
1-f Wants or Needs? (one list per small discussion group)
1-g My Goal handouts
1-h Managing Your Money handouts
1-i Receipt envelope for each participant
Pens or pencils

Session 2 - Using Credit Means More Money OUT

2-a Use Your Noodle or Lose Your Money handouts
2-a Answers for the noodle-impaired instructor
2-b Purchase Options and Credit Reports handouts
2-c Two credit card or charge card contracts transparencies or handouts (NOT included)
2-d Two installment loan contracts transparencies or handouts (NOT included)
2-e Sample personal credit report (http://www.equifax.com) and FTC credit scoring brochure (http://www.ftc.gov/bcp/conline/pubs/credit/scoring.htm)
2-f Your Credit Inventory handouts
2-g Is Your Credit Condition Critical? handouts (optional)
2-h Monthly Spending Record handouts
2-i Credit Tracking Recored handouts
2-j PowerPay (order in advance if you decide to let participants use the power payment principle to help them get debt under control)
Calculators (if available)
Overhead projector, if using transparencies
Pens or pencils

Session 3 - Saving Means More Money IN

3-a Show Me the Money handouts (2 per person)
3-b Minimum Due = Maximum Damage and Dilemma: Pay Back or Savings? handouts
3-c What Can $10 a Month Do? handouts
3-d 6 Steps to Six-Figure Savings brochures (http://www.consumerfed.org/publist.html)
3-e Confidential Memo handouts
Overhead projector, if using transparencies
Pens or pencils

Session 4 - Where Are You Today?

4-a How Much Are You Worth? handouts (for single individuals)
4-b How Much Are You Worth? handouts (for couples)
4-c Personal Property Inventory handouts (optional)
4-d Example of a completed net worth statement transparency or handout (NOT included)
Calculators (if available)
Overhead projector, if using transparencies
Pens or pencils

Session 5 - Setting Specific Goals

5-a Two 52-card decks of playing cards
5-b Small prizes (candy, gum, etc. - slightly more than one apiece)
5-c Examples of home record-keeping systems: shoe box, basket, large envelopes, accordion folder, file box, loose-leaf notebook, ledger, software
5-d Sample Spending Record transparency or handouts (NOT included)
5-e Live Beneath Your Means handouts
5-f Spending Plan handouts
5-g Sample Spending Plan handouts (NOT included)
(2-h) Spending Record handouts
5-h The Top 10 Reasons ... handouts
(3-e) Confidential Memo (extra copies for those who forgot to bring it)
Overhead projector, if using transparencies
Pens or pencils

Session 6 - Reaching Your Goals

6-a Envelopes (two per person - for 6 mos. and 12 mos. mailings)
(3-e) Confidential Memos
6-b Survey Forms and Return to FCEA Envelopes inside 6- month mailing envelopes
6-c Survey Forms and Return to FCEA Envelopes inside 12- month mailing envelopes
(2-e) Transparency or copies of Sample personal credit report (NOT included, but see Session Two for directions to download Equifax Credit Profile Sample)
6-d Your Credit Report handout
6-e Who Can Help? handouts
6-f 66 Ways to Save Money brochures (http://www.pueblo.gsa.gov/cic_text/money/66ways/index.html)
6-g Evaluation Form handouts
Overhead projector, if using transparencies
Pens or pencils

_{North Carolina State University
College of Agriculture and Life Sciences
North Carolina Cooperative Extension Service
Family & Consumer Sciences Department}