Money IN/Money OUT Confidential Memo

Date:______________________

To:________________________

From:______________________

You recently attended a series of classes called Money IN/Money OUT and you set goals (in the box below) to increase your savings and reduce your debt. How are you doing? Now is a good time to review your records and see if you are on track.

This reminder is confidential and no one else will see it unless you choose to share it. Enclosed with this memo is a survey about the classes and your progress toward your goals. Please respond to the survey and return it to your County Extension Center. Your responses will be confidential.
Thank you!

Keep up the good work!

Money IN/MoneyOUT Goals on ____________________(date) 1. I will make regular contributions to a savings account of at least $__________ per month for the next 12 months. At the end of one year I will have at least $__________ more in savings than I have today. 2. At the end of twelve months, my debt load will be at least $__________ less than it is today. I will do this by (check each practice you plan to use): _____ Paying more than the minimum payment on at least one credit account _____ Paying my __________ credit or charge account in full and not charging anything else to that account _____ Notifying __________ to close my account, following that company's procedure, so that I will not charge anything else to that account _____ Charging no more that I can pay in full at the end of the month _____ Other:__________________________________________________

_{North Carolina State University
College of Agriculture and Life Sciences
North Carolina Cooperative Extension Service
Family & Consumer Sciences Department}