Money IN/Money OUT What it is and what you will do.....

• Money IN/ Money OUT is a series of workshops that will help you learn basic money management techniques. Be prepared to work, have fun, and make some new friends while you learn.

• You are expected to attend each session and participate in the activities. Some information will not be meaningful if you do not apply it to your personal situation.

• You will be asked to think about the way you and your family handle money and make some behavior changes. Change is sometimes difficult.

• Personal information will not be shared with the group. You do not have to reveal anything about your personal finances.

• You will:
  • analyze your current financial situation
  • develop a plan for spending and saving
  • set a personal credit limit
  • organize your financial records and learn how to get additional help with money management and investing.

• As a result, you can:
  • reduce your debt
  • increase your saving
  • increase your net worth and feel more secure about your family's finances.

• Money IN/Money OUT is an educational program provided by the Cooperative Extension Service, a national resource of tax-supported, experienced educators. Instructors are field faculty of North Carolina State University and North Carolina A&T State University.

_{North Carolina State University
College of Agriculture and Life Sciences
North Carolina Cooperative Extension Service
Family & Consumer Sciences Department}