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Money IN/Money OUT


MI/MO HOME PAGE

Description of the Program, "Money In/ Money Out"

Money IN/Money OUT is a train-the-trainer guide for use by Cooperative Extension agents and other community educators -- a six-session series of basic money management workshops that can help people achieve specific savings and debt reduction goals. A variety of activities teach adults of all ages how to eliminate debt, including the power payment principle from Utah Extension's PowerPay program. Money IN/Money OUT also motivates people to take the actions necessary to reach their own savings goals within one year of completing the course. A procedure for tracking participant success is included that protects participant privacy, yet provides valuable self-reported impact data. (See the S-1 Introduction in Supplemental Materials below.)

Developed by

Money IN/Money OUT was developed by Janice Holm Lloyd and Shirley Usry in 1997-98, and 44 Family & Consumer Education Agents were trained in its use in 1998. MI/MO was revised and expanded in 1999 after testing with worksite and other audiences in some 30 counties. FCE Agents received further training on MI/MO and PowerPay in April 2000. The MI/MO web site was developed in 2000-2001 by Janice Holm Lloyd, Michele Simpson, and Bruce Emmons.

Table of Contents

Instructor's Guide for each session, with links to all handouts and other materials.
Click on a session and then click on each item in the Materials Needed Section. Use Back to return to the Instructor's Guide. Click on Back again to return to this Home Page. If you accidentally back out of the web site, re-enter the URL for the MI/MO home page (http://www.ces.ncsu.edu/plymouth/mimo/). If you know the URL for a specific page, simply revise the current URL and press Enter.

Session 1-Where Does Your Money Go?
Session 2-Using Credit Means More Money OUT
Session 3-Saving Means More Money IN
Session 4-Where Are You Today?
Session 5-Setting Specific Goals
Session 6-Reaching Your Goals

List of Supplemental Training Materials - for use in training trainers &/or in training clientele. Review these materials before beginning training - especially the Introduction (S-1) and the Overview and summary materials (S-10through S-14).

  • S-1 Introduction to the 2001 Version of MI/MO
  • S-2 Sample Text for poster with MI/MO expectations & session names
  • S-3 Sample Text for transparency with session names
  • S-4 Sample Agent Training Proposal
  • S-5 Sample Agenda for Agent Training
  • S-6 Sample Agent Commitment
  • S-7 Sample Agent Training Evaluation
  • S-8 Sample Text for Promoting MI/MO to employers
  • S-9 Sample Flyer for employers to use in promoting MI/MO to employees
  • S-10 OVERVIEW of each segment of the six MI/MO sessions
  • S-11 Summary list of GOALS & OBJECTIVES for the six MI/MO Sessions
  • S-12 Summary List of MATERIALS for each session
  • S-13 Handouts to be ordered from other sources or printed from the Internet
  • S-14 Transparencies &/or handouts that must be prepared locally

    • Other Resources

    Return to Vernon James Center Programs Page

    This page (http://www.ces.ncsu.edu/plymouth/mimo/) was created by Jan Lloyd. Extension Area Specialist, Family & Consumer Sciences, Michele Simpson, Program Assistant, Family & Consumer Sciences, and Bruce A. Emmons, Area Specialized Agent, Information Management.

    Date Created April 17, 2000.
    Last revised on June 27, 2001.

    Published by North Carolina Cooperative Extension Service

    Distributed in furtherance of the Acts of Congress of May 8 and June 30, 1914. Employment and program opportunities are offered to all people regardless of race, color, national origin, sex, age, or disability. North Carolina State University at Raleigh, North Carolina A&T State University, U.S. Department of Agriculture, and local governments cooperating.